Midbench keeps your clients' books up to date from the accounts they approve.
Your clients approve read-only access once, at their own bank. Midbench keeps their books current from what it reads. You review the work and stay in charge.
Connects to your clients' banks and to the services their businesses already use
Read-only
Midbench can view balances and transactions. It cannot move money, make a payment, or change a setting.
Passwords stay with the bank
Clients sign in at their own bank or provider. The password goes there, never to Midbench.
Disconnect at any time
A client can remove the connection at their bank or through their accountant. Reading stops as soon as they do.
Complete records for every client, without the paperwork
Keeping books by hand means chasing statements, exports and screenshots every month. Midbench reads the same information directly from the accounts your clients approve, so you work from records that are complete and current.
Your clients meet the name in the engagement letter first, then on the authorization screen at their bank.
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Nothing to gather
No statements to request, no exports to wait for. The records arrive on their own, and only from the accounts a client approved.
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Every figure has a source
Each number in the books traces back to the transaction it came from, in the client's own records.
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Fewer touches, every month
Once a client is connected, the routine work runs on its own. Your time goes to review and judgment.
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You stay in charge
Midbench prepares. You review, decide, and sign off.
What it can never do
The access a client approves is read-only at their bank or provider. Midbench never asks for more, and what it cannot do is a limit of the connection itself, not a promise.
Midbench cannot
- Move money, in any amount, for any reason.
- Make or approve a payment.
- Change a setting, a password, or a contact at the bank.
- Open or close an account.
- See or store a client's password.
Midbench can
- View the balances and transactions of the accounts a client approves.
- View the invoices and bills you need for the books.
- Prepare the books, and financial statements when you want them, from what it reads.
Clients sign in at their provider. The password goes to them, never to Midbench.
What happens when a client connects an account
Your client approves once. Midbench takes it from there.
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You ask
You send your client a secure link, or a provider shows them an authorization screen with our name on it.
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They approve, at their bank
Your client signs in at their own bank or provider and chooses the accounts Midbench may view. Nothing else is reachable.
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The books stay current
Midbench reads what they approved and keeps the books up to date. You review the work and sign off.
Protected at every step
What we do, in plain language. The full version is on our security page.
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Read-only, always
Midbench connects to a client's accounts read-only, so even in the worst case nothing can be moved.
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Encrypted on arrival
A provider sign-in is encrypted the moment it is entered and is never shown to anyone again, including us.
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Kept apart, every look recorded
Each client's records are kept separate from every other business, and access to them is recorded.
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Theirs to take back
A client can ask for a copy of their records, or ask us to delete them, at any time.
FAQ
I was asked to connect an account. What is this?
Your accountant uses Midbench to keep your books up to date. The access is read-only. You choose the accounts at your bank and can disconnect at any time.
Do my clients need an account?
No. They approve access at their own bank or provider, and there is nothing for them to manage.
Can Midbench move money?
No. Every connection is read-only. It cannot move money, in any amount, for any reason.
Is Midbench a bank?
No. It never holds money. It reads the accounts a client approves so their accountant can keep the books.
What does it read?
The balances and transactions of the accounts a client approves, and the invoices and bills the books need. Nothing else.
Can a client choose which accounts it reads?
Yes. They choose on the authorization screen. Nothing left out is reachable, and they can remove the connection at any time.