Refinance your auto loan.
Pay in USDC. Save thousands.
We eliminated the middlemen so you can keep more of your money. Check your rate in 90 seconds without impacting your credit score.
Coming Mid-2026
Midbench is currently under active development. The platform will deploy on-chain lending pools for auto loan refinancing that remove intermediaries between borrowers and investors.
Direct USDC Payments
Pay your loan directly using USDC on the Base network. No payment processors, no bank delays, and zero transaction fees when paying from Coinbase.
Pay on Your Terms
No rigid auto-debits. Pay when you want, as much as you want. Interest accrues by the minute, so every payment immediately reduces your balance.
On-Chain Transparency
Your loan lives on the blockchain. Balances, payment history, and terms are immutable and publicly verifiable in real time. No hidden math.
Why Midbench is cheaper
Each arrow represents fees taken from your payment, keeping your interest rate high.
Direct payment. Every cent goes to your balance, saving you ~1% annually.